Every US state has a breach-notification statute, and they do not agree on the clock. Several give 30 days from discovery, HIPAA allows 60, and Illinois adds a notice to the Attorney General once more than 500 of its residents are affected. Each clock starts before anyone knows what was taken, which is why we draw the data map before the incident, not during it.
The law follows the customer, not the charter. A Delaware company with buyers in California, staff clocking in by fingerprint in Illinois and a server in Frankfurt answers to the CCPA, the Biometric Information Privacy Act and the GDPR at once, and each defines personal data differently. We inventory what the company holds and where it moves, then match each flow to its regime. That inventory is the first document a regulator asks for.
Vendors carry the data and the company keeps the liability, so processing agreements, transfer clauses and retention schedules are negotiated rather than accepted. Retention is the quiet lever: data the company never kept cannot be breached or demanded. When the call comes, we run the response under privilege, with the deadlines already calendared.