01
The license follows the patient
Licensure follows the patient's location, not the doctor's, so a national telehealth service needs clinicians licensed in every state it serves. The Interstate Medical Licensure Compact speeds applications in member states but issues no multistate license, so the roster has to show, visit by visit, who was licensed where.
02
The BAA is the easy part
A vendor handling protected health information for a covered entity is a business associate, directly liable under HIPAA. The agreement it signs with a hospital commits it to the Security Rule, including a risk analysis, and that analysis is what the Office for Civil Rights asks to see.
03
The exemption has edges
The Cures Act keeps software outside device regulation: administrative tools, general wellness products and decision support a clinician can check for themselves. Analyze an image or a signal, or recommend a treatment without showing the basis, and the product is a device needing clearance. The intended-use statement decides the side.
04
A pathway and a patchwork
The FDA authorizes AI-enabled devices mostly through the 510(k) route, and a sponsor may now file a predetermined change control plan so a model can be retrained without a new submission. States legislate around the edges: California requires that a licensed physician, not an algorithm, make a medical-necessity denial.
05
Payment sits inside the safe harbors
The Anti-Kickback Statute is a criminal statute; its safe harbors protect only arrangements meeting every element, so physician payments are set at fair market value and fixed in advance, never per referral. Medicare's telehealth flexibilities are extended in short increments; a model built on them carries a calendar.
06
Diligence reads the regulatory file
A buyer or investor asks for the license roster, the BAA inventory and the Security Rule risk analysis before the financial model, and prices a gap in any of them as a liability with a regulator attached. Build the file as the company grows, not for the data room.